Launching soon · Updated for 2026
Your blocked account, your way.
Arrive in Germany, money sorted.
The clear, independent guide to the blocked account (Sperrkonto), health insurance (GKV/PKV) and visa proof-of-funds — no jargon, no hidden fees. The full site is almost ready.
- The exact 2026 blocked amount for your visa
- Honest provider comparison — rankings never bought
- Public (GKV) vs private (PKV) health insurance, explained
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We'll email you once — the day FlexBlocked launches. Nothing else, no spam.
€11,904
Blocked amount for 2026
€992/mo
Released after you arrive
100%
Free & independent
Sources
Cited & dated on every page
In plain language
What is a blocked account (Sperrkonto)?
A German blocked account is a special bank account where you deposit your visa proof-of-funds — €11,904 for students in 2026 (€992 per month × 12). The money is released to you monthly after you arrive. It is required for most German student and job-seeker visas.
What you'll find
Four things to get right.
🔒
Blocked account
What the Sperrkonto is, the 2026 amount, and how to open one fast.
🛡️
Health insurance
Public (GKV) vs private (PKV), who needs what, and real price ranges.
📄
Visa & funds
The right amount & checklist for student, Chancenkarte & more.
🏦
Current account
Open a German Girokonto for your IBAN — where your payout lands.
Frequently asked questions
How much do I need to block for 2026?
Students need €11,904 (€992 × 12). Other visas like the Chancenkarte use a higher figure. Always confirm the exact amount with your German embassy.
Is FlexBlocked free? How do you make money?
100% free. Some provider links are affiliate links — we may earn a fee at no cost to you. It never affects our rankings.
When does the full site launch?
Very soon. Drop your email above and we'll notify you the day it goes live.
Do you give financial or legal advice?
No — we explain the rules in plain language and link official sources, so you can verify and confirm with the authorities.
Get notified the day we go live.
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